Choose Your Coverage
Each vehicle & owner will have different coverage needs. This is why we offer multiple protection plans at competitive prices with many useful coverages. Learn about your coverage options, then speak with an ONIT representative to discover the right protection plan.
Protection Plans
Powertrain
$xxx.xxper term
✔ Engine
✔ Transmission Group
✔ Drive Axle Standard
✔ Drive Axle AWD
✔ Cooling
✔ Electrical
✔ 24hr Roadcare
✔ Hybrid Package
✔ Brake Group
✖ Front Suspension Group
✖ Steering Group
✖ Electrical Group
✖ AC Group
✖ Fuel Group
✖ Anti-Lock Brake System
✖ Cooling System
✖ Comprehensive Package
✖ Exclusionary Coverage
Premium
$xxx.xxper term
✔ Engine
✔ Transmission Group
✔ Drive Axle Standard
✔ Drive Axle AWD
✔ Cooling
✔ Electrical
✔ 24hr Roadcare
✔ Hybrid Package
✔ Brake Group
✔ Front Suspension Group
✔ Steering Group
✔ Electrical Group
✔ AC Group
✔ Fuel Group
✔ Anti-Lock Brake System
✔ Cooling System
✖ Comprehensive Package
✖ Exclusionary Coverage
Ultimate
$xxx.xxper term
✔ Engine
✔ Transmission Group
✔ Drive Axle Standard
✔ Drive Axle AWD
✔ Cooling
✔ Electrical
✔ 24hr Roadcare
✔ Hybrid Package
✔ Brake Group
✔ Front Suspension Group
✔ Steering Group
✔ Electrical Group
✔ AC Group
✔ Fuel Group
✔ Anti-Lock Brake System
✔ Cooling System
✔ Comprehensive Package
✔ Exclusionary Coverage
Component Breakdown
Engine
All internal lubricated parts; engine block; engine head(s); exhaust manifold; expansion plugs; intake manifold; mounts; oil pan; super/turbocharger (only if the Super/Turbocharger option box has been checked on the front page and the surcharge has been paid); timing belt or chain; valve cover(s).
Transmission Group
(Including transfer case if four wheel drive) All internal lubricated parts within the transmission and transfer case; cooler lines (metal); mounts; throttle valve cable; torque converter; transmission and transfer case housings; vacuum modulator.
Drive Axel Standard
(2 Wheel Drive) Drive shaft; ring and pinion gears; pinion bearings; side carrier bearings; carrier assembly; thrust washers; axle and axle bearings; wheel bearings; Universal and CV joints, except if boot is torn or missing. Drive axle housing is also covered if damage is caused by Breakdown of listed lubricated parts.
Drive Axel AWD
(4 wheel and all wheel drive)
(only if the 4WD/AWD option box has been checked on the front page and the surcharge has been paid)
Drive shaft; ring and pinion gears; pinion bearings; side carrier bearings; carrier assembly; thrust washers; axle and axle bearings (Drive axle housing is also covered if damage is caused by a breakdown of listed lubricated parts); wheel bearings; front hub locking assemblies; Universal and CV joints, except if boot is torn or missing; shafts and bearings (Case & housing is also covered if damage is caused by a breakdown of the listed lubricated parts).
Cooling
Water Pump
Electrical
Alternator and Starter
24hr Roadcare
(Provided by Nation Safe Drivers "NSD") Towing, flat tire changing, fuel and fluid delivery, lock out service, and "jump" starting. See Section P – Emergency Roadside Assistance for coverage details.
Hybrid Electric Vehicles Package
(available only if the option box has been checked on the front page and the surcharge has been paid)
Electric motor; power controller; hybrid transaxle; electronic transmission; inverter; generator(s); and electronic display monitor. Batteries are not covered.
Brake Group
Brake booster; calipers; combination valve; lines and fittings (metal only); master cylinder; wheel cylinders.
Front Suspension Group
Front struts; ball joints; control arms: bushings and shafts; kingpins and kingpin bushings; spindles; wheel bearings.
Steering Group
All internal lubricated parts within the steering gear and power steering pump; power cylinder; steering gear and pump housing.
Electrical Group
Battery; alternator; alternator voltage regulator; brake light switch; distributor: bushings, gear, housing and shaft (excludes cap, rotor and wires); horns; ignition coil; ignition switch (excludes lock cylinder and coded keys); starter: motor, solenoid and starter relay (excludes any damage to flywheel, flex plate and ring gear); and windshield wiper motor.
Air Conditioning Group
Accumulator; blower motor; compressor: bearings, clutch, internal parts and pulley; condenser; evaporator; receiver/dryer; compressor housing; and refrigerant ONLY if needed in conjunction with the repair of an above listed part.
Fuel Group
Fuel pump; fuel tank; metal fuel lines; fuel injectors; fuel distributor; fuel injection pump; diesel injectors; diesel injector pump; and vacuum booster pump.
Anti-Lock Brake System
Accumulator; electronic control unit and module; hydraulic pump; isolation dump valve; relays and sensors (excludes sensor rings).
Cooling System
Cooling fan: blade assembly, clutch and motor; heater core; radiator; thermostat.
Comprehensive Package
Air conditioning: orifice tube, suction control devices and thermostatic expansion valve; antenna motor and mast (power factory installed only); door lock actuators/solenoids (power only); ignition cylinder; keyless entry system; ignition module; wiring harness; main electronic control unit; door lock switches; window switches; washer pump motor; power window: gear, motor, and regulator; and 4x4 engagement motor.
Exclusionary Coverage
(available on used vehicle terms only) We will reimburse you or the repair facility for any necessary repair required as a result of a breakdown, except as set forth in Section H - EXCLUSIONS.